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विदिओ च सर्व मातेरीअल लिंक खाली दिलेले आहेत खाली गेल्यावर ३० सेकंद थांबा मग सर्व मातेरीअल लिंक येतील
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RBI had announced an increase of 0.35 percent in the repo rate on December 7. After increasing the repo rate, many banks have increased the Marginal Cost Based Lending Rate ie MCLR. Now the public sector Indian Bank has given a big blow to its customers. Actually, Indian Bank has increased the MCLR by 0.25 percent on Monday.
In a notification sent to the stock exchanges, Indian Bank said that this increase has come into effect from January 3. The standard MCLR for a period of one year will be increased from 8.20 per cent to 8.30 per cent. The overnight MCLR rate will also be increased by 0.25 percent to 7.75 percent, while the MCLR rate will be increased by 0.20 percent on loans of one month to six months.
read this also- Big shock to the customers of ICICI Bank and PNB in the new year, loan made expensive, now EMI will have to be paid more
BEAT MARK
Your EMI will increase
The EMI on term loan is expected to increase with the increase in MCLR. Most consumer loans are based on a one-year marginal cost based lending rate. In such a situation, personal loan, auto and home loan can become expensive due to increase in MCLR.
What is MCLR?
Significantly, MCLR is a method developed by the Reserve Bank of India, on the basis of which banks determine the interest rate for loans. Before that, all the banks used to fix the interest rate for the customers on the basis of base rate only.
SHAKE EFFECT
0.35 percent increase in repo rate
Significantly, with the intention of reducing inflation, the Reserve Bank of India had increased the repo rate by another 0.35 percent to 6.25 percent in the bi-monthly monetary policy review on December 7. RBI has increased the repo rate for the fifth consecutive time after May. During this, the repo rate has increased from 4 percent to 6.25 percent.
