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The Modi government is continuously making the loan process easier for the poor people, daily wage laborers and small businessmen in the country. In this episode, the government is making special preparations to provide micro loan facility to the street vendors. Union Telecom and Information Technology Minister Ashwini Vaishnav said on Saturday that the government will lay special emphasis on providing micro loans up to Rs 5,000 to street vendors with the help of digital technologies in the year 2023.
Union Minister Ashwini Vaishnav said at the Digital India award distribution ceremony, “In 2023, special attention will be given to providing credit facilities in a simple way to meet the small loan needs of street vendors from Rs 3,000 to Rs 5,000.”
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Under this scheme, street vendors are given a guarantee-free loan of Rs 10,000 for one year. After paying off the first loan taken to increase the work, loans of Rs 20,000 and Rs 50,000 respectively are given under the scheme in the second and third time. In July last year, the government had informed that loans worth Rs 3,592 crore have been disbursed under this scheme. The special thing is that 12 lakh street vendors have repaid their first loan.